Upon judgement in the Rhode Island state court, a creditor has many available methods of collection and attaching wages is among the least pleasant to deal with. Even though there are limitations on the actual amount that can be garnished, it is important to head off this action and avoid a default judgment.
The garnishment laws are extremely complex. Thanks to our years of experience, we can often prove that in many cases a creditor’s claim has been improperly filed, or that the statute of limitations has run out. But only if you, the debtor, files an immediate response can these problems be dealt with and fended off most effectively.
We have been able to help many clients avoid wage garnishments completely using legal debt settlement methods. Filing for bankruptcy also stops wage attachments. As soon as the filing is completed, we notify the creditor and they must stop their wage attachment immediately.